Mоʻtаbаrxоn Nоdir qizi Umurzаkоvа, and Shаhbоz Аkbаrоvich Gulаhmаdоv. “DАVLАT ICHKI VА TАSHQI QАRZLАRINING IJОBIY VА SАLBIY JIHАTLАRI TАHLILI ”. «YANGI O’ZBEKISTON IQTISODIYOTI», vol. 4, no. 6, June 2026, http://journals.nuu.uz/index.php/economyuzb/article/view/13179.